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  • 人民幣存款利率表
    金融機構人民幣存款基準利率 (歷年)
                           單位:年利率% 
    調整時間活期存款定期存款定活兩便協定存款通知存款
    三個月六個月一年二年三年五年一天七天
    2004-10-290.721.712.072.252.73.243.6
    2006-8-190.721.82.252.523.063.694.14
    2007-3-180.721.982.432.793.333.964.41
    2007-5-190.722.072.613.063.694.414.95
    2007-7-210.812.342.883.333.964.685.22
    2007-8-220.812.613.153.64.234.955.49
    2007-9-150.812.883.423.874.55.225.76
    2007-12-210.723.333.784.144.685.45.85
    2008-10-90.723.153.513.874.415.135.58
    2008-10-300.722.883.243.64.144.775.13
    2008-11-270.361.982.252.523.063.63.87
    2008-12-230.361.711.982.252.793.333.6按一年以內定期整存整取同檔次利率打六折執行1.170.811.35
    2010-10-200.361.912.22.53.253.854.2按一年以內定期整存整取同檔次利率打六折執行1.170.811.35
    2010-12-260.362.252.52.753.554.154.55
    2011-2-90.42.62.833.94.55
    2011-4-60.52.853.053.254.154.755.25
    2011-7-70.53.13.33.54.455.5按一年以內定期整存整取同檔次利率打六折執行1.310.951.49
    2012-6-80.42.853.053.254.14.655.1按一年以內定期整存整取同檔次利率打六折執行1.210.851.39
    2012-7-60.352.62.833.754.254.75按一年以內定期整存整取同檔次利率打六折執行1.150.81.35
    2014-11-220.352.352.552.753.354_按一年以內定期整存整取同檔次利率打六折執行1.150.81.35
    2015-3-10.352.12.32.53.13.75_按一年以內定期整存整取同檔次利率打六折執行1.150.81.35
    2015-5-110.351.852.052.252.853.5_按一年以內定期整存整取同檔次利率打六折執行1.150.81.35
    注:本表僅是央行公布的人民幣存款基準利率,各行社具體執行利率詳見各縣市行社子網站。

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